Build: Credit Building

About this app

Build believes everyone should have the opportunity to improve their financial health. We’ve worked hard to provide access to credit-building products like the Build Credit Builder Account. Your payments will help you build accumulated savings¹ and your payment history will be reported to Equifax and Transunion. Download the Build app today to apply, manage your account, and monitor your savings progress. There is no hard credit pull and no credit needed. Build your credit history with Equifax and Transunion for as little as $25/mo². Get started today! Please visit www.getbuild.com for more information. Disclosures: All customer accumulated principal payments are deposited into a locked savings account controlled by Build and are not FDIC insured. Access to loan products is subject to approval by PRGB, Inc., who determines qualifications for any terms of credit. Individual borrowers must be U.S. Citizens or permanent residents and at least 18 years old. Not available in all states. Valid bank account and Social Security Number are required. All loans are subject to ID verification. Results are not guaranteed. Improvement in your credit score is dependent on your specific situation and financial behavior. This product will not remove negative credit history from your credit report. PRGB, Inc. dba "Build", NMLS No. 2410706 ¹The locked savings account does not earn interest. The funds in your locked savings account will not be accessible until your loan is paid in full or closed. You build savings by having funds available to you at the end of the loan in your locked savings account. Note that interest and a one-time, prepaid administration fee apply to the loan product. Customers who complete the full terms of the Credit Builder Loan can receive approximately 85% of the loan funds once the loan is repaid in full. ²For example: (1) Starter Loan: Your loan amount is $520. You make $25 monthly loan payments for 24 months and there is a $9 administration fee. 15.92% Annual Percentage Rate.  By the end of your loan term, you will have paid $609 ($89 cost).

Bug fixes and improvements

Momentum comes from crawler snapshots for the tracked storefront. “Viral growth signal” means unusually fast recent rating gains; it is an indicator, not download data.

1. First observed Aug 15, 2026 · 10:29 PM Free