Retirement Calculator Tracker

About this app

RETIREMENT CALCULATOR: Professional Retirement Planning for iOS Take control of your financial future with the most intuitive retirement calculator. Whether beginning retirement planning or optimizing strategy, our calculator helps you make confident decisions about money, investments, and financial security. FOUR PROFESSIONAL CALCULATORS Retirement Needs Calculator - Discover how much to save. Input age, retirement age, life expectancy, income, savings rate, and returns. Visual projections show year-by-year wealth growth. Saving Plan Calculator - Know your target? Calculate required contributions and investment growth. Understand how much to save. Safe Withdrawal Calculator - Determine sustainable retirement income. Calculate safe withdrawals accounting for inflation, returns, additional income, and life expectancy. Money Duration Calculator - How long will your money last? Enter savings and withdrawal amount to see exactly how many years your retirement funds support your lifestyle. KEY FEATURES Instant Live Results - Every input updates instantly with no buttons. Watch retirement picture change in real-time. Interactive Projections - Charts visualize wealth growth showing impact of savings, returns, inflation, and market volatility. Comprehensive Inputs - Account for income, savings, investment returns, inflation, volatility, additional income, and withdrawals. Save & Compare Plans - Create scenarios and compare plans side-by-side for better decisions. Share Analysis - Export projections and share with advisors, spouse, or family. Year-by-Year Breakdowns - See exactly how money flows through retirement with complete detail. Flexible Contributions - Calculate with annual, monthly, quarterly, or semi-annual contributions. Flexible Withdrawals - Project income with various withdrawal frequencies. See impact on security. Educational Resources - Info section explains retirement concepts, methodology, inflation, returns, and strategies. PREMIUM FEATURES Monte Carlo Simulation - Unlock simulated market scenarios showing true success rates with percentile analysis. Ad-Free Experience - Remove all ads for uninterrupted, distraction-free retirement planning. BUILT FOR ACCURACY Thoroughly Tested Formulas - Uses standard retirement planning methodologies. Inflation Accounting - Automatically adjust for inflation's impact throughout retirement. Investment Returns - Input expected returns based on portfolio risk and allocation. Market Volatility - Account for year-to-year variations with professional assumptions. Additional Income - Include pensions, Social Security, rental income to see impact. Privacy & Control - Full control over data and ad preferences adjustable anytime. Universal Design - Optimized for iPhone and iPad with iOS 17 support. Fully accessible with VoiceOver and dark mode. Financial Disclaimer - Educational tool. Consult qualified financial advisors for personalized retirement advice. RETIREMENT PLANNING THAT WORKS This calculator answers your most important questions: How much do I need? Am I on track? How much can I withdraw? Will my money last? Whether starting in your twenties, checking progress in your forties, or optimizing in your fifties, this calculator grows with you. Create retirement scenarios. Save multiple plans. Compare strategies. Share analysis with advisors. Watch wealth grow. Understand exactly when you can retire. No complex spreadsheets. No overwhelming complexity. Just straightforward retirement planning tools delivering fast, accurate, professional financial projections. QUICK ONBOARDING Answer three startup questions. We instantly seed all calculators with your information. Start planning your retirement with confidence. Make informed financial decisions. Take control of your retirement future with professional-grade retirement planning tools designed for everyone. EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Version 2 is the biggest update since launch — a ground-up rebuild of how the app looks, feels and calculates. RETIREMENT COUNTDOWN WIDGET Put your retirement on your Home Screen or Lock Screen and watch it get closer. Small, medium and all three Lock Screen sizes, each showing how long you have left, your target, and whether you're on track. SAVE AND COMPARE PLANS Every calculation used to disappear the moment you closed it. Now you can save any plan, reopen it later, and put two side by side — to see what retiring two years earlier, or saving a little more each month, actually costs you. SUCCESS PROBABILITY A single fixed rate of return is an assumption no market has ever honoured. See how often your plan succeeds across 1,000 simulated markets, with best case, median and worst case outcomes. CHARTS AND YEAR-BY-YEAR DETAIL Every result now shows the path, not just the destination: a projection of your balance over time, plus a full year-by-year breakdown of contributions, growth and withdrawals. EXPORT AND SHARE Save any plan as a PDF to keep, print, or send to your adviser. SIRI AND SPOTLIGHT Ask "How long will my money last?" or "How much can I withdraw?" and get an answer without opening the app. Saved plans now turn up in Spotlight search too. REBUILT AROUND YOUR ANSWER • No more Calculate button. Your result updates as you type and stays visible at the bottom of the screen. • A short guided setup asks a few questions once, then starts all four calculators from your numbers instead of somebody else's. • A completely new look, with smooth animations and haptic feedback throughout. • Ages now have steppers, so nudging one by a year no longer means selecting and retyping it. ACCURACY AND FIXES • Corrected the maths in several places. Pensions and other income are now carried forward for inflation before they're counted, and your savings grow with your income the way the app always said they did. • Fixed results that could show impossible or negative amounts with certain combinations of ages, balances and rates. Every entry is now checked, with a plain explanation when something doesn't add up. • Numeric keyboards finally have a Done button. • Amounts follow your region's currency automatically, and you can pick a different one in Settings. • A safe withdrawal rate above 4% is now flagged rather than passed over in silence. ACCESSIBILITY • Results no longer rely on colour alone — every outcome carries an icon and a spoken description. • Full VoiceOver labels across every screen, and all animations respect Reduce Motion. SETTINGS • Light, Dark or System appearance, remembered between launches. • Restore Purchases, currency choice and privacy options all in one place. • Correct version information, and a support form that actually sends what you typed. FEWER, BETTER-BEHAVED ADS One banner instead of one on every screen, no ad when you return to the app moments after leaving it, and none at all for subscribers. PREMIUM Remove ads and unlock unlimited saved plans, success probability simulations, and PDF export. Free plans keep the four calculators, charts and up to three saved plans. Thank you for using Retirement Calculator. If something looks wrong, get in touch from Settings — we read every message. These figures are estimates and not financial advice.

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1. First observed Aug 15, 2026 · 4:03 PM Free