Chip In - Couples Finances

About this app

On average we save $25-120 per month with our existing customers! The ONLY app to offer PLAID financial syncing with your institutions for FREE (only for 1 more week, current customers will be grandfathered in)! FEATURES We integrate with PLAID for all your financial data which means your data is extremely secure. Also, free 2 years of financial synchronization per account! Investments - Now featuring fully enriched FMP investment dashboards. We don't just show you basic investment data, we enrich it with rea-time market data, providing you with incredible insights. View accounts, holdings, securities, advanced charting with filters, top and worst movers, dozens of data points per stock. Chip In Intelligence - You now have the power to ask in natural language and retrieve advanced reasoning with full conversation context with tables and charts. There is nothing you can't ask, including questions about investments, income, expenses, subscriptions, balances, manual transactions, how to save money, outliers, health and wellness related, and more! Export to PDF, Image, or CSV (excel). Partner Artificial Intelligence - New AI features just mention your partner, spouse, their name, whatever, and Chip In intelligence is smart enough to know you want to include both you and your partners finances in the reasoning and context. Ask about splits or sharing, we got you! Ask about comparisons of you vs. your partner, we got you! Recurring Transactions - 100% synced daily, providing insight into your current and upcoming spending. We sync your individual transactions, subscriptions, and income. No lagging sync, our data is updated almost hourly. Forecasting - We breakdown your upcoming bills, income, and more. By day, week, and month. We show you your next major expenses, your next incoming paydays, and your spending habits, broken down by category and frequency. We use advanced algorithms to predict your payday amounts, for example. Automatic Daily Sync – Every purchase from your linked bank or card accounts lands in the app each day, courtesy of secure Plaid integration. One‑Tap Splits & Category Insights – Divide any transaction 50/50 or by custom amounts or salary, then see exactly where shared money goes with effortless category breakdowns. Instant Partner Connect – Invite your partner in seconds and start sharing only the accounts or transactions you choose. Share account balances, transactions, and subscriptions or bills. Reversible Payments – Settle up instantly through peer-to-peer payment apps Venmo, Cash App, or other types, such as cash/check payments. Change your mind? Reverse the payment record before money moves. Snap‑and‑Save Receipts – Photograph a paper receipt, and our document‑AI builds the transaction for you—perfect for cash transactions. Bank‑Grade Security – Zero credential storage, one‑time‑password sign‑up, encrypted cloud architecture, and the latest secure protocols keep your data locked down. Real-Time Alerts – Get notified the moment a sync stalls, an institution requires re-authentication, or any issue arises. Fair & Flexible Pricing for AI – We use Open AI GPT 5.6 models, which are leading edge and expensive. We believe in leading the AI race for financial apps. Cancel anytime—no phone calls, no chatbots, no hassle. You may manage and cancel your subscriptions at any time within the app or within your Apple subscription area, if you decide to use our AI paid features. Terms of Use (EULA): https://coupleschipping.in/mobiletermsofservice Support: support@chipin.mobi

- v3.5 includes tons of polished UI updates. - Powerful liabilities (credits/loans) features, best payoff order, interest savings dates, highest APRs, and more! - New AI features (Pin conversation to top, rename saved conversation. or remove conversation). - AI UI and backend enhancements improving overall experience. - Quick sharing partner features (tap on avatars to hide/show partner data instantly). - Extensive feature set addition to Recurring Transactions. - New Accounts timeline filter chart. - Export to Excel for data grids. - Smarter subscription tracking — Subscriptions are now grouped into durable, stable records that survive plan changes, price updates, and account reconnections. Your subscription list no longer shows duplicates or phantom entries when Plaid refreshes its data. - Accurate subscription status — Each subscription now carries a clear status (Active, Stopped, Ignored, PossiblyActive, PossiblyStopped) so you can immediately see what you're actually being charged for vs. what may have quietly lapsed. - Price change history — View the full price-over-time history for any subscription, including the exact amount change and percentage increase between charges. - Lapsed & overdue subscriptions — The app now correctly identifies subscriptions you may have cancelled or that stopped charging, so you can clean up your list or spot unexpected interruptions. - Spending forecast — Upcoming charges are projected from durable subscription records, giving you a more accurate month-by-month cash-flow view. - Real-time subscription data — Subscription groups are automatically refreshed each time your bank syncs recurring transactions, so your list stays current without waiting for a manual refresh. - AI financial insights — The AI assistant's subscription-related answers and SQL queries are now grounded in the same durable group data, producing more accurate responses to questions about bills, subscriptions, and recurring income. - Recurring income tracking — Recurring income streams (payroll, transfers) are surfaced separately from expenses with correct flow direction and normalized monthly/annual estimates. - Fixed: Frequency breakdown row totals now correctly show the actual sum of the grouped items — previously a normalization bug inflated amounts (e.g. a single $300 semi-weekly item incorrectly displayed as ~$2,600) - Fixed: Frequency breakdown item counts now always match the number of items shown when drilling into a row — previously the subscription feed could report a count with no openable rows (e.g. an empty "Unknown" sheet) - Fixed: Frequency breakdown now sources data from the recurring-transactions feed (which carries the identity fields needed to open the transaction detail popup), rather than the subscription feed - Fixed: Recurring transaction frequency labels now correctly canonicalize across all API spelling variants (e.g. SEMI_WEEKLY, Semi_Weekly, semi-weekly all resolve to Semi Weekly) — previously spaced variants fell through to "Unknown" - Fixed: Transaction detail popup recurring frequency selection now stays in sync with the correct cadence returned by the API — previously could show "Biweekly" when the actual frequency was "Semi Weekly" - Security improvements and updates. - Integration with Chip In web app. - Stability improvements. - Bug fixes.

Momentum comes from crawler snapshots for the tracked storefront. “Viral growth signal” means unusually fast recent rating gains; it is an indicator, not download data.

1. First observed Aug 1, 2026 · 1:28 PM Free