About this app
Simply Finance brings spending, budgets, bills, goals, and cash flow into one calm, straightforward daily view. SEE YOUR MONEY CLEARLY. STAY IN CONTROL. Start on Home with a compact daily brief. See what may be safe to spend after essentials, what changed since last month, what comes next, and how long available cash may last. GET CLEAR ANSWERS GROUNDED IN YOUR OWN MONEY. Ask AI questions about your finance history, continue with follow-ups, and reopen saved conversations. Use supported on-device intelligence where available, or configure a supported cloud provider with your own API key. Cloud AI is off by default. When you ask a cloud model, selected context goes directly to the provider you choose, not through Simply Finance servers. SEE EVERY BUDGET BEFORE YOU OVERSPEND. Review spent and remaining amounts across daily, monthly, and yearly category budgets. Track recurring bills and income, savings goals, debt payoff dates and estimated interest, Financial Runway, Future Sight, and detailed reports. MADE FOR IPHONE AND IPAD Create reusable Auto Transaction rules from supported bank alert text. Extract details such as the amount, merchant, and account suffix, then use Shortcuts on iPhone or iPad to pass supported messages into the app. Automatic bank feeds are not available. PRIVATE, PORTABLE, AND USEFUL OFFLINE Local use works offline and needs no account. There are no ads, analytics, or behavioral tracking. Optional sync keeps finance records end-to-end encrypted, and relay operators cannot decrypt the database. Export your data whenever you choose. MOVE YOUR HISTORY WITHOUT STARTING OVER Import supported exports from Copilot, YNAB, Monarch, Mint, Simply Finance, or a compatible CSV. Preview accounts, categories, dates, and duplicates before saving; repeated imports skip ledger entries already imported. Download the app free and use core tracking, Home answers, Ask AI, Auto Transactions, budgets, recurring schedules, goals, and imports. One non-consumable Full Version in-app purchase unlocks encrypted device sync and detailed reports and is tied to your App Store account. Full Version and relay hosting are separate. Simply Finance includes a built-in relay, and self-hosting remains available. If you choose managed relay hosting from SimplySync Cloud, it is a separately billed service; check its website for current availability and terms.
Latest release
What’s New
Simply Finance 2.1 makes daily money reviews calmer and more useful. • Start with a compact daily brief and build a budgeting review streak • Ask AI from Home, continue with follow-ups, and reopen saved conversations • See budget progress before spending and undo recent corrections • Choose whether tapping a category saves immediately or only selects it • Add loan terms to estimate debt payoff dates and total interest • Get clearer debt-payment reporting, reminders, imports, and sync safety Existing customers keep Full Version access.
Audience growth
Ratings growth
Baseline captured. Growth appears after the crawler observes a changed rating count.
Momentum comes from crawler snapshots for the tracked storefront. “Viral growth signal” means unusually fast recent rating gains; it is an indicator, not download data.
Price tracking
Price intelligence
First snapshot captured. The trend line starts after the next crawler price observation.
- First observed Aug 22, 2026 · 4:20 AM Free
Screenshots
