Cently: AI Finance Assistant

About this app

Cently turns your bank accounts, credit cards, and receipts into clear answers and simple next steps, no spreadsheets, no guesswork. Connect your accounts in minutes with Plaid, or upload CSV files from any bank. Cently cleans, categorizes, and enriches every transaction automatically, so your financial picture stays accurate and current. Ask anything about your money Chat with Cently in plain English. Ask "What did I spend the most on last month?" or "Which subscriptions can I cancel to save money?" and get real answers, complete with charts, comparisons, and summaries built from your actual data. A financial assistant that reaches out first Cently doesn't just wait for you to ask. When something's worth knowing, a new subscription, an unusual charge, a shift in your spending, it starts the conversation and explains what's going on in plain English. Turn it on or off anytime in Settings. Receipt and invoice parsing Snap a photo or upload a PDF. Cently pulls out every line item and matches it to the right transaction, so you get tax-ready records without typing a thing. Spending insights at a glance Your home dashboard shows spending by category, monthly trends, and recent activity. Pin what matters most and set spend alerts so nothing catches you off guard. Smart categorization that learns Cently categorizes transactions automatically and gets sharper the more you use it, learning from your own spending patterns instead of a generic model. Bank-grade security SOC 2 Type II certified. TLS encryption in transit, AES-256 at rest. Powered by Plaid and Stripe. We never sell your data, and deleting your account is permanent, not just deactivated. Start your 7-day free trial. No credit card required. Cancel anytime. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://cently.ai/privacy

- Cently now remembers your past conversations, so you can pick up right where you left off instead of repeating yourself. - Chat runs on a smarter model, giving you sharper, more accurate answers. - New: turn on "Proactive assistant" in Settings > Alerts to have Cently reach out when it spots something worth flagging, like a new subscription or an unusual charge. - Bug fixes and performance improvements.

Momentum comes from crawler snapshots for the tracked storefront. “Viral growth signal” means unusually fast recent rating gains; it is an indicator, not download data.

1. First observed Aug 1, 2026 · 1:28 PM Free