Allot: Zero-Based Budget

About this app

Every dollar gets a job. Allot is a zero-based budgeting app with no subscription — free to download, $11.99 unlocks every feature forever. Built for people who left YNAB when it went to $109/year, want envelope-style budgeting without a monthly bill, and don't want to hand their bank logins to a third party. Family Sharing is included — your spouse downloads, you pay $11.99 once for the household. WHY ALLOT? — Free download. $11.99 one-time unlocks every feature, forever. — No bank login. You categorize manually so your data stays on-device. — Zero-based budgeting — every dollar of income gets assigned a job. — Goals, debt-paydown plan, recurring-charges tracker built in. — Family Sharing — one purchase covers your whole household. WHAT YOU GET — Build a monthly budget where every dollar has a job — Track net worth and cash flow at a glance — Set goals (emergency fund, trip, anything) and watch progress — Plan debt-free dates with snowball/avalanche math — See every recurring charge in one place — Multiple budgets supported WHAT YOU DON'T GET — No subscription — No bank login required — No social features — No ads — No analytics — No Android (yet) Built solo. The pitch is simple — you should be able to budget without paying $109/year. $11.99 once unlocks everything. That's it.

Allot 1.0.2 is a correctness release. Thank you to everyone who wrote in one review in particular drove most of this list. EDITING YOUR BUDGET • Rename and delete category groups • Move a category from one group to another • Archiving a category now returns its money to Ready to Assign instead of stranding it • Edit an account after you create it name, starting balance, APR, minimum payment and close accounts you no longer use NUMBERS YOU CAN TRUST • Fixed amounts being read incorrectly when your keyboard uses a comma as the decimal separator • Moving money to a loan or asset account now correctly reduces Ready to Assign • Closed accounts no longer count toward Ready to Assign • Refunds on a credit card now release the money that was set aside to pay it • Reconciling a credit card or loan now asks what you owe, and confirms the adjustment before applying it • The debt planner tells you when your budget does not cover your minimum payments, instead of quietly assuming you will find the difference CLEARER ABOUT WHAT IS HAPPENING • Allot no longer says "all money assigned" while a category is overspent it shows the amount overspent and takes you straight to covering it • Coming back after a while now asks before adding a backlog of recurring transactions, and shows how much they change your balances • CSV import skips rows you already have, handles day-first (DD/MM) dates, and reports exactly what was added and skipped FIXES • Fixed a hang that could occur after importing a CSV containing unusual dates • Fixed a crash on the Goals tab when a target date could not be read • Fixed backups not including savings goals • Fixed a recurring transaction being added twice when it was first created

Momentum comes from crawler snapshots for the tracked storefront. “Viral growth signal” means unusually fast recent rating gains; it is an indicator, not download data.

1. First observed Aug 21, 2026 · 8:17 AM Free