DebtLens

About this app

DebtLens turns debt tracking into a quick monthly habit. See total debt, month-to-month movement, and payoff momentum in a focused visual dashboard designed to help you understand the numbers and move on with your day. UPDATE BALANCES FAST Run a guided monthly check-in for every account. Review the previous balance, enter the latest amount, choose No Change, or mark an account Paid Off. Finish with a clear recap of debt reduced, debt added, and estimated interest. SEE PROGRESS AT A GLANCE Read the debt trend chart first, then review total debt and recent activity. Tap into accounts for balance history, utilization, payment details, and a full breakdown. BUILD A PAYOFF PLAN Adjust an extra-payment slider and instantly compare projected debt-free dates and interest. View Snowball and Avalanche side by side, with a recommendation based on your saved accounts. KNOW EACH ACCOUNT Track due dates, APR, minimum and target payments, statement balances, credit limits, and autopay status. Credit cards show utilization, while loans estimate principal and interest. PRIVATE, PERSONAL, AND PORTABLE Use DebtLens without creating an account, or sign in with Apple to sync through iCloud. Add an optional Face ID or device-passcode lock, schedule a monthly reminder, choose a premium light or dark theme, and export a themed PDF report with the accounts and date range you select. Payoff dates, interest, and principal estimates are informational projections based on the data you enter. DebtLens does not connect to financial institutions and does not provide financial advice.

Momentum comes from crawler snapshots for the tracked storefront. “Viral growth signal” means unusually fast recent rating gains; it is an indicator, not download data.

1. First observed Aug 13, 2026 · 1:11 AM $0.99