Deco Budget

About this app

Deco helps you understand your money without turning budgeting into another job. See where your money goes, what you have left to spend, what bills are coming, and whether you're getting closer to your goals. No bank login. No logging every purchase. Free, with no trial and no card. KNOW WHAT YOU CAN ACTUALLY SPEND Your account might say you have $2,000. Rent, the car payment and three subscriptions say otherwise. Deco takes what is already committed out of the picture and shows you the number that is really yours until payday. A BUDGET BUILT AROUND YOUR LIFE Deco reads six months of your real spending and writes the budget for you. • Every category gets a limit based on what you actually spent, not a number you guessed • Recent months count for more, so the budget follows you as your life changes • Pick Frugal, Moderate or Lifestyle and the whole budget moves with it • Change any limit yourself and Deco keeps it FIND THE MONEY THAT KEEPS LEAVING Deco reads your transactions for anything that repeats and puts it in one list. The gym you stopped going to. The trial you forgot to cancel. The renewal that lands three days before payday. You see what is still to come out before it comes out. PAY OFF DEBT, SAVE FOR SOMETHING Add what you owe and what you're saving for. Link real payments to a debt and the payoff date moves closer as you pay. Goals work the same way, so the house deposit stops being a vague idea and turns into a date. SEE YOUR WHOLE FINANCIAL PICTURE Cash, investments, property, vehicles, minus what you owe. Stocks and crypto update with the market. One number for all of it, tracked over time. NO BANK CONNECTION REQUIRED Export a statement from your bank, drop the CSV or Excel file into Deco, and every transaction sorts itself into a category. Nothing to connect, no credentials to hand over, nobody sitting between you and your bank. YOUR FINANCIAL DATA IS YOURS Standard privacy keeps your data encrypted and synced across your devices. Maximum privacy encrypts it on your device with a password only you hold, so nobody else can read it. Face ID locks the app either way. You choose which one you want, and Deco tells you exactly what each one means before you pick. Free to use. Free to keep using. Free budgeting, savings and debt payoff calculators at usedeco.app/calculators Privacy policy at usedeco.app/privacy Security at usedeco.app/security Terms of use at usedeco.app/terms

Change a transaction's date and the new date now shows everywhere at once, instead of only on the screen you changed it from. Cleaner names on your income and salary payments. Goal artwork fixes, plus a batch of small things that were rough around the edges.

Momentum comes from crawler snapshots for the tracked storefront. “Viral growth signal” means unusually fast recent rating gains; it is an indicator, not download data.

1. First observed Aug 19, 2026 · 7:39 PM Free