Ctrl Xpenses: Budget & Cards

About this app

Know what you can spend, what is due this statement, and when you could become debt-free—without linking a bank. Ctrl Xpenses brings budgets, spending, credit cards, debt payoff, goals, investments, and net worth into one private app that works without an account. CREDIT CARDS WITHOUT SURPRISES • Track cards, limits, and purchases. • Follow installment progress, such as payment 3 of 12. • See statement periods, due dates, and estimated totals. • Get reminders so you can prepare for upcoming payments. BUILD A DEBT PAYOFF PLAN • Compare snowball and avalanche strategies. • Simulate extra monthly payments. • Estimate payoff dates and interest. • Choose a plan you can maintain. PLAN YOUR MONTH • Set category budgets. • Identify recurring expenses and subscriptions. • Check what remains before you spend. • Understand where your money goes. TURN GOALS INTO PROGRESS • Create goals and record contributions. • Follow your financial health and next steps. • Bring assets, debts, and investments together to see your net worth. • Work across currencies when needed. PRIVATE BY DESIGN • Your financial entries are stored locally. • No account or bank connection is required. • Protect access with biometrics. • Export and back up your data. • No ads or advertising tracking. START FREE Record transactions and try essential tools at no cost. Ctrl Xpenses Pro raises limits and unlocks advanced features through a monthly plan, annual plan, or lifetime purchase. The annual plan may include a free trial when shown on the purchase screen. Simulations are informational estimates and are not financial advice. Some features require connectivity, device support, or a Pro purchase. TERMS OF USE (EULA) https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

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1. First observed Aug 24, 2026 · 1:39 AM Free