BudgetLabs: Money Manager

About this app

Take control of every dollar with AI-powered budgeting that bends to how you actually spend. Hank — your AI assistant — answers questions and adds transactions in plain English. Smart Import turns bank statements (paste, PDF, or email) into clean transactions instantly. Receipt scanning captures expenses with a snap. WHAT MAKES BUDGETLABS DIFFERENT Amortize annual bills. Spread one-time expenses like car insurance, registration, or holiday gifts across the months they actually affect. No more "January is broke" surprises. Built in — no sinking-fund workaround required. Borrow from future months. Overspent on groceries this month? Pull from next month and keep going. Real budgets bend instead of breaking. So does this one. Zero-based budgeting, no dogma. Every dollar gets a job — but you decide the rules. Income, expenses, savings, debt — all planned at the start of the month so nothing slips through. THE LAB — A WORKSHOP FOR YOUR MONEY - Insights: net worth, cash flow, spending trends, forecast — all in one view - Scenarios: try a change before committing. "What if I cut dining by $150 and moved it to debt?" See the math instantly. - Challenges: 30-day spend caps, debt-paydown sprints, save-$500 goals - Goals: track what you're saving for with live trajectory charts - Terminal: type commands instead of clicking — for power users FAIR PRICING Free plan covers full budgeting, the Lab, transactions, and debt and asset tracking. Pro is $1.99/month or $19.99/year. Unlocks higher AI limits and unlimited Smart Import. Receipt scanning is unlimited on both plans. No ads. No upsells. No VC-fueled price hikes down the road. PRIVATE BY DESIGN AES-256 encryption at rest. Face ID / Touch ID biometric lock. Multi-factor authentication. We never sell your data — there's no business model that depends on it. BUILT WITH THE COMMUNITY BudgetLabs is founder-led. Real user feedback drives every roadmap decision. High-impact requests typically ship within a week. EVERYWHERE YOU NEED IT Works on iPhone, iPad, and the web. Your budget stays in sync across all your devices. Subscribe once on web, get Pro on iOS automatically. — Privacy Policy: https://www.budgetlabs.io/privacy Terms of Use: https://www.budgetlabs.io/terms

A few things I shipped this round: - Goals — a new tab in the Lab for tracking what you're saving for. Live trajectory charts so you can see whether you're on pace. - Smart Import got significantly more flexible: drop in a PDF bank statement, drag in an email from your bank, and BudgetLabs extracts clean transactions. The source automatically attaches to each transaction as a receipt — useful for audit later. - Polish on the cashflow strip, login flow, and MFA back-button behavior. Every change here came from a user asking for it. Keep the requests coming — I read all of them. — Chris

Momentum comes from crawler snapshots for the tracked storefront. “Viral growth signal” means unusually fast recent rating gains; it is an indicator, not download data.

1. First observed Aug 20, 2026 · 11:32 PM Free