About this app
Classic Loan Calculator is now a unified macOS and iOS experience with iCloud sync. Build and compare loans in seconds: enter your principal, interest rate, and term to get a full amortization schedule with a clean, liquid-glass interface. Go deeper with side-by-side comparisons, a spare-cash optimizer to see whether investing or paying down debt saves more. All calculations stay in sync across your devices via iCloud, with robust import/export for backups. Highlights: - Instant payments and full amortization schedules with interest vs. principal breakdowns. - Loan comparison: baseline vs. selected loans, delta coloring, and CSV export. - New Spare Cash Optimizer modes: - Minimize total interest. - Minimize monthly payments. - Find the best strategy automatically. - paydown vs. invest scenarios, break-even insights, grouped results, CSV export. - Multi-currency with seeded rates, manual refresh, and per-loan currency selection. - Flexible interest: fixed, manual steps, or periodic cadences (monthly/quarterly/semestral/annual). - Partial paydowns: occasional and recurring, plus custom start dates. - Number-format settings: grouping/decimals applied across UI and exports. - iCloud sync between MacOS, iPhone and iPad. - JSON import/export with security-scoped access for backups or migration. - Fully localized UI (14+ languages) and modern liquid-glass visuals.
Latest release
What’s New
This update makes the app more powerful for comparing loans, planning early repayments, evaluating investment alternatives, and choosing the most effective financial strategy. What’s New in Version 2.1: New Spare Cash Optimizer modes: - Minimize total interest. - Minimize monthly payments. - Find the best strategy automatically. New strategy comparison report, including: - Loan paydown optimization. - Investing the full lump sum. - Reducing monthly payments and reinvesting the savings. Faster optimization engine for larger multi-loan scenarios. Better amortization timeline with clearer axis labels and currency units. New cost breakdown visualization. Improved CloudKit sync behavior.
Audience growth
Ratings growth
Baseline captured. Growth appears after the crawler observes a changed rating count.
Momentum comes from crawler snapshots for the tracked storefront. “Viral growth signal” means unusually fast recent rating gains; it is an indicator, not download data.
Price tracking
Price intelligence
First snapshot captured. The trend line starts after the next crawler price observation.
- First observed Aug 20, 2026 · 10:53 PM Free
Screenshots
