Debt Free Me: Debt Payoff

About this app

Debt Free Me is a manual debt tracker and payoff planner. You enter each debt yourself — creditor, balance, APR, minimum payment — and the app builds a payoff plan, projects your debt-free date, and tracks progress as you log payments. PLAN • Snowball (smallest balance first), avalanche (highest APR first), or drag debts into your own order • Debt-free date and total interest calculated for every plan • What-if calculator: enter an extra monthly amount and see exactly how many months and how much interest it saves • Month-by-month schedule showing when each debt clears TRACK • Credit cards, loans, and anything else with a balance, APR, and minimum payment • Promo APRs and monthly fees included in the math • Payment history and notes on every debt REMINDERS • Payment alerts 3 days before, 1 day before, and on the due date • Milestone celebrations as balances drop PRIVACY • You type in your own numbers. The app never connects to your bank and never pulls a credit report. • Encrypted in transit and at rest • Optional two-factor authentication and Face ID or Touch ID lock • No ads. Your data is never sold. • Delete your account and everything in it anytime, in the app or at www.debtfree-me.com/delete-account Sign in with email, Google, or Apple. Your plan syncs across your devices. Debt Free Me is a planning tool, not a lender, bank, or financial advisor. Projections are estimates based on the balances, APRs, and payments you enter. Your creditor's actual billing may differ. Support: https://www.debtfree-me.com/support Privacy: https://www.debtfree-me.com/privacy

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1. First observed Oct 13, 2026 · 12:51 AM Free