DebtWise — Debt Payoff Planner

About this app

DebtWise helps you build a realistic, personalized debt payoff plan — and actually stick to it. Most debt apps force you into Avalanche (highest interest first) or Snowball (smallest balance first). DebtWise gives you a third option: your own order. CUSTOM PAYOFF ORDER Drag your debts into any sequence that makes sense for your life. Pay off the family loan first. Tackle the one causing you the most stress. DebtWise recalculates your freedom date instantly every time you reorder — no re-entering data, no spreadsheet fiddling. AVALANCHE & SNOWBALL TOO Compare all three strategies side by side. See exactly how much interest each one saves and which gets you debt-free fastest. CASCADE EFFECT When a debt is paid off, its minimum payment automatically rolls into the next one — accelerating your payoff without any extra effort. TRACK YOUR PROGRESS Watch your freedom date get closer. Unlock milestones as you pay down each debt. See your total interest shrinking month by month. FREE TO START Track up to 2 debts completely free. Upgrade to Pro for unlimited debts, strategy comparison, milestones, and data export. COMPLETELY PRIVATE No account. No cloud sync. Your data lives only on your device. DEBTWISE PRO Unlock unlimited debts, strategy comparison, milestones, and data export. • Annual: $9.99/year (auto-renews) • Lifetime: $19.99 (one-time) Subscriptions auto-renew until cancelled. Manage in iOS Settings → Apple ID → Subscriptions. Terms of Use: https://sites.google.com/view/debtwise-terms-of-use/home Privacy Policy: https://sites.google.com/view/debtwise-privacy/home

New: choose a yearly plan or a one-time lifetime purchase. Fixes layout issues on larger iPhones and improves reminders.

Momentum comes from crawler snapshots for the tracked storefront. “Viral growth signal” means unusually fast recent rating gains; it is an indicator, not download data.

1. First observed Sep 8, 2026 · 4:30 AM Free