Dipply: Stock Quality & Dips

About this app

A cheap stock and a good business are not the same thing. Dipply tells you which one you are looking at. Every company gets a quality score from 0 to 100, built from its profitability, its cash generation, and its debt — and ranked against the companies it actually competes with, not against the market as a whole. An energy company and a software company top very different ladders, so Dipply scores them on their own. Banks, insurers and REITs are left unscored rather than judged by a rubric written for operating businesses. THREE QUESTIONS, THREE SCREENS * QUALITY — Is this a business worth owning? Margins, cash flow, and leverage, scored against its industry, with plain-language flags for the things that should give you pause: a dividend larger than the cash flow behind it, years of negative free cash flow, debt that the balance sheet cannot carry. The card names the industry it was ranked against and the year of the filings it read, and says when the same company looks different measured against the whole market. * VALUATION — Is it cheap right now? The multiples that matter, each one explained on tap, measured against the company's own history rather than a rule of thumb — and the price read against what the company is expected to earn next, not only what it already earned. * TIMING — Has it actually dipped? The Dip Score, a 0-100 reading of how far a stock is trading below its own trend, with a heads-up when an earnings report is days away or has just landed. WHAT ELSE IS IN HERE * TODAY'S DIPS AND SPIKES — The stocks that moved, with the business behind each move named, and filterable down to the ones that pass on quality. * WATCHLIST — Keep the companies you are following in one place, with their scores. * FINANCIALS — Revenue, earnings, cash flow, dividends, and share count, charted over the years, so you can see the direction rather than one quarter's headline. * SEARCH — Any listed company, in a couple of taps. DIPPLY PREMIUM The free version gives you the full analysis on any company you look up. Premium adds an unlimited watchlist, the complete dip and spike lists rather than the first ten, quality filtering on both lists, and removes ads. Dipply is a research tool, not an advisor. Nothing in the app is investment advice, and a score is a starting point for your own work rather than a substitute for it. * Apple Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ *

Dipply 2.1 rebuilds the analysis around one question the app never answered before: is this a good business? QUALITY SCORES Every company now carries a 0-100 quality score built from profitability, cash generation, and debt — and ranked against its own industry rather than the whole market. The card tells you which companies it was ranked against, because that is what the score means, and dates itself to the annual filings it read so a verdict cannot quietly go stale. Banks, insurers and REITs stay unscored: the rubric was written for operating businesses, and it should say so rather than guess. WARNING FLAGS Dividends larger than the cash flow behind them, sustained negative free cash flow, extreme leverage, negative equity, revenue in decline, profit that is not coming from operations, and dividend cuts and suspensions are all called out by name. REORGANIZED AROUND WHAT YOU ARE ASKING The analysis screens are now split by question — Quality, Valuation, and Timing — instead of by how deep you wanted to go. WHAT THE PRICE EXPECTS Valuation now reads the price against what analysts think the company will earn, next to what it already earned, so you can see the growth the market has priced in. EARNINGS ARE COMING Timing warns you when a report is days away or has just landed — the one event that moves a price further than anything the Dip Score can see. FILTER THE LISTS BY QUALITY Today's dips and spikes can be narrowed to businesses that pass on fundamentals, and every row names the company behind the move. ALSO * Every valuation multiple is explained on tap. * Financials charts for revenue, earnings, cash flow, dividends, and share count. * Peer groups now come from a standard industry classification, so a company is ranked against the businesses it actually competes with. * The earnings outlook and analyst estimate revisions appear alongside the flags. * Timing charts show twice as much history. * A year a company did not report now reads as a gap in the charts rather than as a step. * Fixed a growth signal that could read declining earnings as a bargain. * Fixed a bug that could drop an active subscription when a subscriber declined an upgrade.

Momentum comes from crawler snapshots for the tracked storefront. “Viral growth signal” means unusually fast recent rating gains; it is an indicator, not download data.

1. First observed Aug 19, 2026 · 9:40 AM Free