JayCK Flow: Money Calendar

About this app

Where will your money really be tomorrow? Most financial apps tell you where your money went. JayCK Flow shows you where it's going next. Your paycheck has a date. Your bills have dates. Every decision changes your future balance. JayCK Flow turns your finances into a simple timeline so you can see your expected balance before the day arrives. YOUR FUTURE BALANCE, AT A GLANCE • Add income and see when money arrives • Schedule bills, subscriptions, and recurring payments • Visualize your balance across the whole calendar • Understand the impact of a purchase before you make it BEFORE A BIG PURCHASE, ASK "WHAT IF?" Add a potential purchase and watch how it changes every day after — before you spend a cent. KNOW YOUR LOWEST BALANCE DAY Green means on track. Yellow means pay attention. Red means a decision is coming — weeks in advance, not after an overdraft. FUTURE FIRST Traditional budgeting looks back: "Where did my money go?" JayCK Flow looks ahead: "What will my money look like tomorrow?" PRIVATE BY DESIGN • No bank connection required • Works fully offline — no account needed to start • Optional sync is end-to-end encrypted: your data is encrypted on your device with a passphrase only you know. We can't read it. • No ads, no tracking, no selling data Optional sync across your devices is available with JayCK Flow Premium. Money isn't only numbers. Money is time. Put your finances where they belong — on a calendar. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Credit cards, done the way the rest of the app works. Mark a purchase as paid by card and it stops hitting your balance the day you bought it. See what the card will owe, decide what to pay and when, and the calendar shows the money leaving on the day it really leaves. • A card statement on every closing date: what came from last period, what was charged, what you've transferred, and what carries to the next one. • Pay any amount, on any date you choose. Whatever is left rides to the next period on its own. • Or move the remainder forward yourself, and put it back if you change your mind. • Overpaid? You'll see the credit, and it comes off the next statement. Also in this release: • Savings: one mechanism instead of two. The old savings percentage is gone — goals alone decide what is set aside, so the tile and the monthly reminder can no longer disagree about it. • Clearer marking: hidden, charged to a card, and completed are now three distinct states instead of one overloaded one. As always: your data stays on your device unless you turn on sync, and sync is end-to-end encrypted — we can't read it.

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1. First observed Aug 20, 2026 · 10:56 PM Free