About this app
Stop letting premium card value disappear between statement credits, annual fees, and benefit rules. kardfolio helps you track the credit card benefits you already pay for, see what is expiring, and decide whether each card is still worth keeping. It is built for premium-card holders who want clear next actions without connecting bank accounts. TRACK EXPIRING CREDITS - See monthly, quarterly, and annual benefits in one place - Prioritize credits that need attention before they reset - Log usage and review history for each credit - Get reminders before value slips away UNDERSTAND ANNUAL FEE ROI - Compare captured value against annual fees - Review renewal decisions before a fee becomes a surprise - Track remaining benefit value across your wallet - Keep, downgrade, or cancel with more confidence KNOW WHAT TO USE NEXT - Search cards, benefits, and guides quickly - See which card fits dining, travel, gas, groceries, and more - Browse card perks without digging through issuer pages - Use Kai to surface the next useful move from your saved wallet data ORGANIZE YOUR PREMIUM WALLET - Organize cards by profile and switch between individual and combined wallet views - Track cards by issuer, fee, status, and setup state - Add cards manually without bank aggregation - Support for premium cards from American Express, Chase, Capital One, Citi, Bank of America, U.S. Bank, Barclays, and more - Add up to 5 cards free, with unlimited cards on Pro PRIVACY-FIRST TRACKING - No bank login required - No transaction scraping - You choose what to track - Your wallet data stays focused on card value, credits, and renewal decisions kardfolio is for cardholders with multiple premium credit cards who want to capture more value, avoid missed credits, and feel confident at renewal time. Terms of Service: https://kardfolio.app/tos
Latest release
What’s New
- A new onboarding experience helps you choose your cards and see the benefits and value worth tracking before you create an account. - Sign in with Apple is now available for a faster, simpler way to save and access your wallet.
Audience growth
Ratings growth
Baseline captured. Growth appears after the crawler observes a changed rating count.
Momentum comes from crawler snapshots for the tracked storefront. “Viral growth signal” means unusually fast recent rating gains; it is an indicator, not download data.
Price tracking
Price intelligence
First snapshot captured. The trend line starts after the next crawler price observation.
- First observed Aug 21, 2026 · 3:35 AM Free