MonAI – Personal Finance

About this app

MonAI is the personal finance manager with built-in artificial intelligence: log an expense in one tap (or just say it out loud), and the app does the rest. STAY IN CONTROL • Multiple accounts, transactions, custom categories and subcategories • Recurring payments with reminders • Monthly budget and savings goals SEE WHERE YOUR MONEY GOES • Spending map and analysis by category • A coach with tips calculated on your own numbers • End-of-month forecast: how much you'll spend and the balance you'll end with, on a chart that updates with every transaction and learns from its own errors • A financial score that captures your money health YOUR POCKET ADVISER • Ask "can I afford a €500 purchase?" and get an answer based on your real data • Have it build savings plans, create transactions, budgets and goals just by writing in plain language • The assistant uses your free Google Gemini key: set it up in a minute with the built-in guide AND ALSO • Assets section to track investments and holdings (stocks, ETFs, crypto, metals, real estate) with recurring contribution plans • PDF import and clean exports • 10 theme families, light and dark • Backup and restore YOUR PRIVACY FIRST Your data stays on your phone: no account, no sign-up, no data collected by our servers. MONAI PLUS The advanced features (AI assistant, Assets section, financial score, PDF import and export, automatic backup, extra themes and customisations) are grouped under MonAI Plus and in this version are included for free for everyone.

What's new in version 1.1.0: • APP IN ENGLISH — MonAI is now fully bilingual: interface, AI assistant, in-app guide, notifications and financial score. Amounts, dates, voice dictation and the default categories all follow the language too. Change it in Settings → Language; on first launch it follows your phone. Privacy and Terms are available in English as well. • THE AI ASKS "WHAT FOR?" — if you only type an amount ("I spent 100 euros") it no longer invents a generic name: it asks, and uses your reply as the transaction name. If the sentence already has a clue ("fuel 50") it logs the expense right away, as before. • Removed the empty gap that remained between the keyboard and the chat input bar.

Momentum comes from crawler snapshots for the tracked storefront. “Viral growth signal” means unusually fast recent rating gains; it is an indicator, not download data.

1. First observed Aug 2, 2026 · 6:06 PM Free