ValueStack

About this app

Premium cards are loaded with things you've already paid for — credits that reset every month or quarter, companion vouchers, free nights, lounge passes. They expire quietly, and the ones you forget are simply gone. ValueStack keeps track of them, and it does it entirely on your device. PICK YOUR COUNTRY, GET YOUR CARDS Choose where your cards are from when you first open the app. You'll see the cards issued there, with fees in your own currency. Change it any time in Settings. SET UP IN UNDER A MINUTE Type a card name and pick it from the list. Its fee, credits and benefits are filled in for you — over 100 cards across the US, UK and Canada, from premium travel cards to no-fee everyday ones. Not listed? Add it by hand and track it the same way. CHECK OFF AS YOU GO Used your dining credit this month? Tap it. That's the whole workflow. Credits reset themselves when a new period starts, so the list stays current with no upkeep. Started mid-year? A catch-up control marks periods you've already used, so your numbers are right from day one rather than pretending your year started today. SEE WHERE YOU ACTUALLY STAND The Overview answers one question: are these cards worth their fees? It shows what you've captured this year against what you've paid, per card and across your wallet — counted from benefits you actually checked off, never from estimates. NOTHING EXPIRES UNNOTICED Everything unused is sorted by what resets soonest, with countdowns that turn amber at a week and red at three days. Lounge visits, free nights and companion vouchers are tracked per card too. PRIVATE BY DESIGN This is the part we care most about. • Everything you enter stays on this device • No account, no sign-in, no profile • The app makes no network requests of its own • Nothing is shared with your card providers, with us, or with anyone else • No analytics SDKs, no advertising, no tracking Your wallet is nobody else's business. Nothing can leak, because nothing leaves your phone. Being honest about the tradeoff: your data survives updates and restarts, but a reinstall or a new phone starts fresh, and there is no sync between devices. So ValueStack exports everything to a file you keep, and restores it on any device. Works on iPhone and iPad. FREE AND PLUS ValueStack is free for up to two cards, with full tracking — credits, benefits, catch-up, expiry sorting, and the fee math. Nothing about the core loop is held back. ValueStack Plus adds: • Unlimited cards • Reminders before a credit resets Available as a monthly or annual subscription, or a one-time lifetime purchase. If a subscription lapses, nothing is deleted or hidden — every card you added stays visible and fully trackable. A NOTE ON ACCURACY Card terms change often, and differ between countries even when a card shares its name. Built-in amounts are starting points, not a guarantee — every value is editable, and you should confirm current terms with your issuer. ValueStack is a personal tracking tool. It is not financial advice, and it has no relationship with any card issuer. VALUESTACK PLUS SUBSCRIPTION • ValueStack Plus Monthly — $1.99 per month • ValueStack Plus Annual — $14.99 per year, with a 7-day free trial for new subscribers Prices are shown in your local currency, and the exact amount appears in the app before you buy. Payment is charged to your Apple Account at confirmation of purchase. A subscription renews automatically at the same price unless it is cancelled at least 24 hours before the end of the current period. Manage or cancel your subscription in your Apple Account settings at any time. Any unused portion of a free trial is forfeited if you buy a subscription during the trial period. ValueStack Plus is also available as a one-time lifetime purchase, which is not a subscription and does not renew. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://tomvdp12.github.io/valuestack-privacy/

Three countries, one app. ValueStack now covers the UK and Canada alongside the US. Choose your country when you open the app and you'll see the cards issued there, with fees and benefits in your own currency — more than 100 cards in total. Back up your wallet. Export everything to a file you keep, and restore it on any device. No account, and nothing is sent anywhere. Know when the fee lands. Add the month you opened a card and ValueStack shows when its annual fee renews, with reminders a month and a week ahead — enough notice to decide whether it still earns its keep. Anniversary benefits now reset on your card year. Free nights, companion vouchers and anniversary points roll over on your card anniversary instead of every January, so the countdown matches your actual deadline. Cards stay current. When an issuer changes a fee or a credit, that card is flagged, and one tap shows you exactly what changed before you accept it. Also in this release: • Issuer marks make cards easier to tell apart at a glance • Lounge access is now valued on every card that includes it • Free checked bags added to airline cards • Fixed currency in reminders and totals for UK and Canadian cards • Fixed a crash when opening card details

Momentum comes from crawler snapshots for the tracked storefront. “Viral growth signal” means unusually fast recent rating gains; it is an indicator, not download data.

1. First observed Sep 4, 2026 · 4:46 AM Free