About this app
"Is it safe to spend?" Ask Vera and get a real answer - not a spreadsheet. Vera AI is the 100% free money coach and budget tracker built for people who are tired of guessing. As seen in Forbes, Inc., and Yahoo! Finance. HOW IT WORKS Connect your bank in seconds (powered by Plaid) and ask Vera anything. As your spending tracker and money coach, she reads your real balance, bills, and income, then tells you yes/no/how much - so you never overdraft or under-save again. KEY FEATURES - SafeSpending(TM) - ask "what’s safe to spend right now?" and get an instant yes, no, or exact dollar amount - Bank sync via Plaid - checking, credit cards, Venmo, and PayPal, auto-categorized - Manual mode - log cash tips or side-hustle income Plaid can’t see - Savings goals - set a target and Vera breaks it into steps you’ll actually hit - Bill reminders & subscription tracker - see every recurring charge on one calendar, get reminders before they hit, cancel unwanted ones with one tap - Recurring-charge detection - Vera flags subscriptions you forgot you had - 24/7 AI chat - judgment-free money support, day or night - Vera Banking (waitlist) - automatic transfers that move money for you - Desktop web app - check your budget from any browser WHY VERA, NOT ANOTHER BUDGET APP Most budget apps hand you a wall of charts and call it a day. Vera answers the one question that actually matters: can I afford this right now? No spreadsheets, no shame, no subscription fee to find out. 100% FREE. NO CATCH. No subscription. No paywalled features. No ads. Vera makes money differently, so you get the full app - SafeSpending, bank sync, savings goals, bill tracking - free, forever. YOUR DATA STAYS YOURS Bank-level encryption, powered by Plaid. We never sell your data. Full stop. PERFECT FOR - Anyone who checks their balance before hitting "buy" and still isn’t sure - Gen Z and young adults building their first real budget - People juggling irregular income, side hustles, or cash tips - Anyone tired of subscription fatigue from other finance apps - Students and early-career earners who want a money coach, not a lecture LOOKING FOR A MINT, ROCKET MONEY, YNAB, OR MONARCH ALTERNATIVE? Vera does what they do - budgeting, spending tracking, bill reminders, subscription tracking, savings goals - without the price tag. Vera is not affiliated with YNAB, Mint, Cleo, Rocket Money, PocketGuard, Monarch, or Credit Karma. Download Vera and finally get a straight answer to "can I afford this?" --- Privacy Policy: https://veramoney.com/privacy Support: support@veramoney.com
Latest release
What’s New
Vera 5.0 is here — and she's sharper than ever. What's new: • Refreshed design: a cleaner, more insight-forward experience so your most important numbers are always front and center • Use Vera on desktop: your full financial picture, now accessible from any web browser • Vera Banking waitlist: sign up for automatic transfers to savings — so your money never just sits in checking doing nothing Still 100% free. No subscription. No ads. No catch
Audience growth
Ratings growth
Baseline captured. Growth appears after the crawler observes a changed rating count.
Momentum comes from crawler snapshots for the tracked storefront. “Viral growth signal” means unusually fast recent rating gains; it is an indicator, not download data.
Price tracking
Price intelligence
- First observed Aug 1, 2026 · 1:28 PM Free