WealthX - Smart Budget & Flows

About this app

Your finances can be complex. Managing them doesn’t have to be. WealthX turns precise financial structure into an experience that feels clear and natural. See assets and liabilities alongside cash, bank accounts, digital wallets, credit cards, investment accounts, and multiple currencies. Connect budgets, Scenarios, transactions, goals, and longer-term plans without searching across scattered records. Most pages have been redesigned to make the right information easier to notice. Recurring, refunded, completed, and reconciled transactions have distinct symbols, while consistent menu icons make actions easier to recognize at a glance. Choose a theme you enjoy and make a rigorous financial system feel more like your own. Flexible Budgets Life doesn’t happen on one monthly schedule, and your budgets shouldn’t have to. Plan daily spending, trips, family needs, and longer-term commitments by month, quarter, year, or project, without squeezing everything into one monthly view. Smart Budget (Pro) analyzes historical transactions and current budgets to suggest raising or lowering a future category budget, or changing the time frame so progress is more meaningful and measurable. Every suggestion is reviewable and only applies after you confirm. Scenarios Everyday life, travel, family, and projects each have their own purpose and boundaries. Scenarios use budgets to express these parts of life without directly binding to an Account. Goal Tracker Turn “I want to” into progress you can see. Set goals for saving, debt repayment, and asset purchases, then follow them with linked accounts and milestones. Flows The things you do often shouldn’t start from a blank form. Record income, expenses, transfers, refunds, and recurring transactions. Smart Flows (Pro) use recent activity and spending frequency to bring likely Flows forward. Choose a Flow, enter the amount, and you’re done. Split Bill splits one actual payment across multiple budgets, keeping each purpose clear. It is still the record of one payment—not collaboration or automated settlement. Keep shared expense repayments, reimbursements, and full or partial refunds linked to the original transaction, so the original payment and what followed remain clear. Investment Portfolio Investments shouldn’t be separated from everyday finances. Track investment accounts, holdings, trades, deposits, withdrawals, buys, sells, and market value alongside daily income and spending. Investment information is for records and context only. WealthX does not provide investment advice, predictions, or return guarantees. Search and Statistics As your records grow, what matters is being able to find them. Search transactions, accounts, budgets, goals, holdings, and Flows in one place, then use supported import, export, and backup paths. Cash Flow and Insights More data only helps when it becomes easier to understand. Review cashflow trends, distributions, Change, Concentration, and Structure through charts and widgets, and see location patterns in Cashflow Map. Location permission is required. Basic views plus Cashflow Calendar and Spending Heatmap widgets are Free. Change, Concentration, and Cashflow Structure insights are Pro. System, Light, and Dark themes are free; expanded themes require the corresponding theme access. Privacy Your financial records should remain under your control. Depending on platform and settings, records stay on your device or in your private iCloud database. Export a portable copy whenever you need one. Privacy Policy: https://werd-portfolio.eric-dai.chatgpt.site/wealthx?lang=en-US#privacy Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Urgently fixed an issue that prevented Theme Pass purchases. WealthX makes complex financial management feel more natural. You don’t have to repeat the same setup or search crowded pages for what matters. When you need it, the next step is already there. You still make every decision. • Smart Flows: Based on recent activity and spending frequency, likely Flows appear when you may need them. Choose a Flow, enter the amount, and the record is done. • Smart Budget: Reviews historical transactions and current budgets, then suggests raising or lowering a future budget or changing its time frame. Nothing changes until you confirm. • Split Bill: Split one actual payment across multiple budgets while keeping every purpose clear. • Shared expenses, reimbursements, and refunds: Record someone’s share of a group expense, a reimbursement, or a full or partial refund while keeping the original payment visible. • Richer cashflow insights: Use Change, Concentration, and Cashflow Structure to see trends that deserve attention. • Redesigned across most pages: Clearer visual hierarchy helps you focus, while consistent icons make recurring, refunded, completed, and reconciled states easier to recognize. • More widgets, now free: Cashflow Calendar and Spending Heatmap widgets are now free. • Personalized themes: System, Light, and Dark themes are free; expanded themes are available with the corresponding access. • WealthX requires iOS 26 or iPadOS 26 or later.

Momentum comes from crawler snapshots for the tracked storefront. “Viral growth signal” means unusually fast recent rating gains; it is an indicator, not download data.

1. First observed Sep 1, 2026 · 3:13 PM Free