Finik: Secure Budget

About this app

Finik is a privacy-first budget planner and expense tracker that helps you manage personal finances with no accounts, no tracking, no ads and full control over your data. Track income and expenses, manage multiple accounts and cards, create budgets, plan recurring payments, and understand your spending with clear analytics. Finik makes money management simple, secure, and truly private. Features: • Track income, expenses, bills, and subscriptions • On-device AI advisor for private financial insights • Manage multiple accounts and cards • Create budgets and monitor your spending • Plan recurring payments and upcoming expenses • Detailed analytics and reports • Home Screen widgets for quick access • Encrypted local backups you control • Optional iCloud sync across Apple devices Privacy comes first: • Your financial data stays on your device — no external servers • No accounts, third-party ads, or tracking • iCloud sync is always optional Whether you want a budget app, spending tracker, bill planner, or personal finance tool, Finik helps you build better money habits with a modern, offline-first, privacy-focused experience. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Added deeper dashboard drilldowns so income and expense summary cards can open detailed transaction breakdowns. Improved multi-currency totals and FX conversion behavior, including more consistent BYN-anchored cross-rate handling. Improved transaction entry by choosing a better default account and passing account context into transaction sheets. Added AI advisor evidence analysis to make financial guidance more grounded in the user's actual data. Improved dashboard header controls and "View all" actions for faster access to transactions and planned payments. Improved category handling with clearer system-category messaging and archive guidance. Improved localization reliability by routing more strings through Finik's in-app language system. Polished summary colors so neutral totals stay visually consistent across the dashboard.

Momentum comes from crawler snapshots for the tracked storefront. “Viral growth signal” means unusually fast recent rating gains; it is an indicator, not download data.

1. First observed Aug 1, 2026 · 1:28 PM Free